The Power of 401k Catch-Ups
Discover how 401(k) catch-up contributions—especially the new "super catch-up" for ages 60-63—can significantly boost your retirement savings. See the potential difference these contributions could make by age 67.
Your Information
%
2026 Contribution Limits
Standard Contribution Limit$24,500
50+ Catch-Up Limit+$8,000
60-63 "Super Catch-Up" Limit+$11,250
Your Catch-Up Benefit
Additional Savings by Age 67
$0
Additional Monthly Income Over 30-Year Retirement$0
Projected Balance at Age 67
Regular Contributions Only$24,500/year
$0With 50+ Catch-Up$32,500/year
$0With Super Catch-Up (60-63)$35,750/year ages 60-63, then $32,500/year
$0Growth Comparison
This is the additional amount you could accumulate by age 67 if you take full advantage of catch-up contributions, including the enhanced "super catch-up" for ages 60-63. This could provide approximately $0 in additional monthly retirement income.
Have A Question About This Topic?
Related Content
Your Changing Definition of Risk in Retirement
A change in your mindset during retirement may drive changes to your portfolio.
A Cheat Sheet for Sending Your Kid to College
Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.
Estimating the Cost of College
This worksheet can help you estimate the costs of a four-year college program.